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 It often happens that even the day before yesterday you were holding a tidy sum of money in your hands, but today look - there are some pitiful pennies left. You try to remember where and what the money was spent on, besides, you need to go to the store, but there is none. This problem is relevant for many who have a very limited family budget. If there is no additional source of income, and there is no one to expect much help from, there is only one way out - to save money in any way. And our task is to consider which expenses are of prime importance and which can be waived until better times.
1. The first rule is careful planning of the family budget. It is recommended that you draw up a detailed table of income and expenses so that the budget is under control. Draw a few columns with recharge dates and daily expenses. Be sure to indicate what the funds were spent on, up to a few rubles. One more column can be entered - large planned and monthly payments. Thus, you will always be aware of all costs, and situations like “Oh, we haven't paid for the Internet yet!” Will be excluded. The movement of budget funds will become clear and transparent, and new expenditures must be planned carefully to avoid unpleasant surprises.
2. Second - food at work. If you are heading to work that takes more than 5 hours, try to bring along the sandwiches you prepared earlier. Most people eat expensive rolls, sausage and coffee instead of homemade products during lunchtime. Or they go to a cafe or a local canteen and spend several times more money than for the same cooked at home. All sorts of sneakers, chips, Coca-Cola also destroy our money, and even unhealthy.
Lit is also better not to buy semi-finished products or reduce their quantity. Often their quality does not match the stated price. Instead, it is better to buy the required amount of the same, say, meat once a week and cook tasty and healthy food at home. Try to make a menu for the whole week and buy the essentials right away. As a result, you will only have to buy some perishable products - bread, milk, etc. Before going to the store, do not be too lazy to make a list of only the products you need - so you are sure that you will not forget anything and there will be no surplus.
3. Cut back on your trips to cafes. Instead, you can just walk with friends. When going anywhere, do not take too much money with you, so as not to be tempted to make an unnecessary purchase. Of course, you need to have something with you, as situations are different.
4. Clothes. When buying another blouse or handbag, think about it - can you really not do without it? Revisit your entire wardrobe carefully - you probably still have some items that will help you replace a new purchase. By the way, if you still have quite good things, but they certainly never come in handy, take them to a thrift store. And space in the closet will free up, and a small income will be a nice addition.
Perhaps this is not the first time you read these tips, but they are effective. Apply them in your life, and you will see that in everyday life you can really get by with a small budget.
R.
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