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 Each parent faces many difficult tasks, and one of them is to teach your child how to handle and manage money correctly. After all, children do not yet know their value, where they come from and why they are needed, for them money is just colorful pieces of paper. We offer you some practical advice, following which, you can easily cope with the task at hand.
One of the easiest ways to learn how to handle money correctly is to organize and organize your pocket money. The amounts, for starters, are small, but every day. When the child begins to understand that the amount of money is a variable quantity, it is necessary to tell him how to avoid a quick waste, that is, to teach him how to accumulate money. There are many techniques you can use to develop this habit. For example, build a tower with coins.
And the higher the tower becomes, the more willing the child is to agree that there really is more money. But the example of these same coins can be shown that too much money accumulation will not lead to anything good. The tower can be built until it falls, and the destroyed tower will symbolize the money that was lost in vain.
On top of all this, there are rules for parents to follow. Money should be given always and regularly, regardless of how the child behaved. He must understand that there will be money, whatever he does and whatever grade he brings from school. Paying for good behavior and high marks will only corrupt the little person. By giving out money, you show your child your trust in him, so you shouldn't decide for him what to spend his money on.
But along with this, tell us that from now on, the purchase of various little things will be at his expense. And keep in mind that if you decide to give your child, in addition to pocket money, an additional amount, thereby depriving him of the opportunity to learn how to plan his expenses.
The way of earning money is more difficult and should come when the child has learned to manage it. Of course, it is much easier for teenagers to get a job, they are more willing to be hired in a cafe or to look after a child, but children of elementary grades can also earn money. True, the role of employer often has to be played by parents or their acquaintances. So, for example, a child can be entrusted with helping in the harvest in the village or parents with housework.
But do not confuse it with household chores, as there should be no payment for completing them. This is one of the main rules, but not the only one, in raising a child with money. Also, the rules should include the need for regularity of work and the issuance of "wages". It is important that it does not compromise basic activities such as doing lessons.
Having started to earn money, many even refuse to take pocket money from their parents. In addition, while working, the child feels like an adult and responsible, understands that it is through work that money is earned and appreciates the work of other people.
The formation of an attitude towards money lies entirely on the conscience of the parents. And with the right approach to this issue, it will be possible to educate a person who will know how to make money and what to correctly spend his capital on. In our complex and fickle world, this skill will be very useful to him.
Katty
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